Restore Pro SD does not interpret your policy, quote sublimits, or bill your carrier. Coverage is a question for the carrier that wrote the policy.
Questions to take to your carrier
Ask them, in your own words, where the water came from, when you first saw it, and what they need photographed. Do not treat this page as a yes or no on payment.
The independent professional you are matched with can document rooms and moisture. That file belongs to your contract with them. It is not a Restore Pro SD claim package and it is not a promise the carrier will pay.
EPA guidance is to fix plumbing leaks and other water problems as soon as possible and dry items completely. Drying the house is separate from whether a policy pays.
Call Restore Pro SD at (858) 400-4586 to match a licensed independent restoration professional. The line takes a recorded message. You contract with that professional.